Zero Down Payment Program

Unlock the Power of Homeownership

THE EASE DIFFERENCE

NO DOWN PAYMENT!!

MINIMUM 640 CREDIT TO QUALIFY

GET PRE-APPROVED WITH NO HARD CREDIT INQUIRY

LOW FIXED RATES

Benefits of an EASE Mortgage

Low Fixed Rates
With our dozens of investor relationships we guarantee the best rates on the market

Build Equity in Your Own Home
Home Values will continue to rise, take advantage

100% online application
No in-person meeting needed with online support you can get home shopping right away

No Down Payment
With our variety of programs, you can purchase a home with little to no money down

30, 15, 10 & 5 year terms
Get the terms that best fit your needs

Funding in as little as 14-17 days
We offer the fastest way to turn your home ownership dreams into reality

Frequetly Asked Question

How much can I qualify for?

Speaking with one of our mortgage exports can help you to get pre-approved and determine how much you can qualify to purchase

What types of properties are eligible?

Single family residences, townhouses, planned urban developments (PUDs), and most condos.

The following are NOT eligible:

The following properties are not eligible: co-ops, commercially zoned real estate, multifamily (2+) real estate, manufactured housing, earth or dome homes, timeshares, log homes, houseboats, or mixed use properties.

Will checking my rate impact my credit?

Checking your pre-qualified offers from us won’t impact your credit score. It generates what is called a soft inquiry. You may see a soft inquiry on your credit report, but it’s only visible to you, not to other creditors or users of your credit report. However, submitting your application will result in a hard inquiry and may affect your credit score.

How long does it take to get approved?

Most applicants can complete the application in 5 minutes and you'll receive the results of your pre-qualification request immediately. However, final approval is subject to verification of income and employment, as well as a the condition of the property.

What are the employment requirements?

All applicants must be employed, self-employed or retired and are subject to verification of employment if applicable. We do not lend to unemployed borrowers at this time.